EASY QUALIFYING GOVERNMENT / AGENCY LOANS:

Loan programs optimized for easier qualifing and with low down payments. Just right for first-time buyers!

FHA Loans:

Possibly our most popular first-time buyer loan. FHA allows for down payments of just 3.5%; and rates tend to beat conventional rates.  Ready to buy your first home?  More Info >

HOMEREADY®, HOME POSSIBLE® & HOMEOne®

Fannie Mae & Freddie Mac programs, 3% down payments, discounts on mortgage rates, and private mortgage insurance.  Private mortgage insurance can be cancelled under certain conditions.  More Info >

Oregon Department of Veterans Affairs Loans:

Oregon Vets can  lock in possibly some of the best rates around.  Take advantage of your exclusive veteran benefit, available only to Oregon Veterans. More info >