Mortgage decisions should fit your life— not the other way around.

Whether you're buying, refinancing, or exploring ways to use your home equity in retirement, I'll help you understand your options and choose a financing strategy that fits your life.

How can I help you?

Every homeowner’s situation is different. Start with the path that best fits what you’re looking to accomplish.

Buying, Refinancing & Traditional Mortgages

Whether you’re buying your next home, refinancing, or simply reviewing your current financing, I’ll help you understand your options and choose an approach that fits your goals.

Explore Traditional Mortgages →

Retirement & Reverse Mortgage Solutions

If you’re exploring how your home equity could support your retirement plans, I’ll help you understand the available options and determine whether a reverse mortgage or another financing strategy may fit your goals.

Explore Retirement & Reverse Options →

Let’s talk about what you’re trying to accomplish.

Whether you’re buying, refinancing, or exploring how your home equity might fit into retirement, I’m happy to help you understand your options.

Mortgage guidance built around you.

A mortgage is more than an interest rate or a loan program. I take the time to understand what you’re trying to accomplish, explain the options clearly, and help you choose a financing strategy that makes sense for you.

20+ years of mortgage experience

Experience navigating purchases, refinances, retirement financing, and changing mortgage markets.

Experience you can rely on.

Personal, one-to-one service

You'll work directly with me from the initial conversation through closing.

Solutions for every stage of homeownership

Traditional and reverse mortgage options designed around where you are today and where you're headed.

Mike Shirley
Sr. Loan Advisor
Home Financing for Life’s Next Chapter

Phone: (503) 515-7157
Email: Mike@InnovativePDX.net
Web:www.InnovativePDX.net